Terms & Conditions
Welcome to Norfolk Capital (“Norfolk Capital,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your access to and use of norfolkcapital.com (the “Site”) and related communications, including SMS/text messaging where you opt in.
By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1) Use of the Site
You may use the Site for lawful purposes only. You agree not to:
– misuse the Site or attempt to interfere with its operation or security
– submit false or misleading information through forms
– copy, reproduce, distribute, or exploit Site content except as permitted by law or with our written permission
2) No Commitment to Lend; Informational Purposes
The Site may include information about loan programs, underwriting considerations, and general educational content. Nothing on the Site is a binding offer, commitment to lend, or guarantee of approval. Loan terms and eligibility vary based on multiple factors, and any financing is subject to our review, underwriting, and documentation requirements.
3) Applications and Communications
If you submit an inquiry or application, you represent that the information you provide is accurate and that you have the right to provide it.
We may contact you using the method(s) you select (phone, email, and/or text), subject to your opt-in preferences and applicable law.
4) Intellectual Property
All content on the Site (text, graphics, logos, images, and other materials) is owned by or licensed to Norfolk Capital and is protected by applicable intellectual property laws.
5) Third-Party Links
The Site may contain links to third-party websites. We do not control those sites and are not responsible for their content or practices.
6) Disclaimers
The Site is provided “as is” and “as available.” We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
7) Limitation of Liability
To the fullest extent permitted by law, Norfolk Capital will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Site.
8) Indemnification
You agree to indemnify and hold harmless Norfolk Capital and its affiliates, officers, employees, and agents from claims arising out of your misuse of the Site or violation of these Terms.
9) SMS/Text Messaging Terms (“Messaging Terms”)
A) Opt-in and Consent
By opting into SMS from a web form or other medium, you agree to receive SMS/text messages from Norfolk Capital at the number you provide. Consent to receive SMS is not a condition of purchase.
B) Types of Messages
Depending on your interaction with us and your opt-in selections, messages may include:
– informational messages and responses to inquiries
– appointment reminders
– account/service notifications and updates regarding your inquiry or services
– promotional alerts (only if you separately opt in to marketing messages)
C) Message Frequency
Message frequency may vary.
D) Rates
Message and data rates may apply. Check with your mobile carrier for details.
E) Opt-Out
You can opt out at any time by replying STOP (you may also use STOPALL, UNSUBSCRIBE, CANCEL, END, or QUIT). After opting out, you will no longer receive messages unless you opt back in.
F) Help
Reply HELP for help, or contact us using the contact information in Section 11.
G) Privacy
For details on how we handle personal information, see our Privacy Policy: https://norfolkcapital.com/privacy-policy/
10) Changes to These Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of the Site after changes means you accept the updated Terms.
11) Contact Us
Questions about these Terms or Messaging Terms:
Norfolk Capital
344 Talbot Ave. Suite 207
Boston, MA 02124
Phone: (617) 665-6468
Email: info@norfolkcapital.com
